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Who doesn’t want to save on costs when buying an insurance policy? Everyone would love to have a few hundred dollars off their insurance premium, not only based on the type of car you’re driving and its model year but also about the kind of policy they bought from a particular insurance company. To do that, you must be aware of the different factors that affect insurance rates. What could be causing these insurance rates from going up? The average annual cost of insurance is

How many times have you found yourself in a party where you need to start a conversation with someone you don’t know just to break the ice? Usually, complaints about car insurance companies are an easy topic to share. Not only will everyone be able to relate to it, but it seems as if everyone has something to say about their car insurance company. So before you complain even more, here are some interesting car insurance facts that you must know: •    Buying a new car will inc

Are you aware of the different levels of coverage that your car insurance policy covers? There are three basic levels of coverage; each one provides greater protection for both the owner of the vehicle and the possible victims of the car accident. Although the law requires at least a third party insurance coverage, you may always opt to have greater protection for yourself. After all, you are buying car insurance to ensure that you get all the necessary medical and legal help

How much time did you spend reading through the details of the car insurance you just bought? Or did you even bother to read it before you made the purchase? If you are guilty of not reading everything about the car insurance policy you signed up with, don’t fret. Most car owners spend very little to no time reading the car insurance policy they’ve been offered. The details of the coverage didn’t matter until there is an actual need for a claim. The following is a list of fac

How much coverage for car insurance should you get for yourself? Perhaps the thought of its cost has not crossed your mind until now. Why would you bother? It seems very convenient only to call the current car insurance company where you bought your coverage last year and just sign up for another year. Not only will the transaction be fast, but it doesn’t require you to think about your coverage at all. But are you paying for the car insurance that you need? Does it cover eve

What does your car insurance cover? You know how important it is to have auto insurance. Not only is it required by the Canadian government, but it is the security that you provide yourself with whenever you are out on the road. Some people think that getting basic car Insurance coverage is more than enough. These are the individuals who believe buying car insurance is an easy way of following the law. After all, without car insurance, the law technically disallows you to tak

It’s that time of the year again when you have to rethink the car insurance coverage that you currently have. Although you don’t have issues with your current car insurance provider, it still helps if you look into what other insurance companies offer. After all, when you have more than one option on hand, you have more perspective of what you deserve. More than that, you can also manage your expectations but plan ahead based on your experience. Asking is one of the best ways

Have you ever wondered if it were possible to get the same car insurance coverage but for much less? This perhaps is what a lot of car owners wonder about. After all, car insurance policies do not come cheap. They also mean add-on cost to the monthly expenses, which meant less money for gas or grocery. But because it is mandated by law and is necessary for one’s safety and security while on the road, you get car insurance nonetheless. The amount you pay for your car insurance