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What is your idea of a home insurance policy? If you think that all home insurance programs are the same, you better think twice. Not all of them are created equal; thus, you have to ask what is covered and what is not. Some may cover damages caused by the flood while others are limited to those that may be damaged by the fire or losses because of theft. Knowing the basics of the policy before making the final purchase helps you to manage your expectations and prepare for the

This may perhaps be one of the crucial questions that you have to ask yourself before making any home insurance purchase. The amount of coverage you should buy depends on a lot of different factors. The goal of every homeowner is to find home insurance that will be able to provide the right amount of coverage they need in case of accidents and emergencies in the house. How much does it need to rebuild or repair your home because of the damage? The answer to this shall be dete

How can you be smart in choosing the right home insurance? Everyone wants to save on insurance costs in any way they can. Who wouldn’t want a few hundred dollars off their insurance premium when they can? Not only does it spell savings on your part, but it also means a little extra money to invest in something else. From looking at home insurance quotes to the actual buying of an insurance policy, how do you know that you’ve found the right one at the right price? Here are so

If you fall victim to burglary or theft, how do you file an insurance claim? This may be one of the questions most homeowners fail to ask their insurance provider. Perhaps it is because nobody expects their home to become a victim of such a crime. With the security system that they have installed, they could only hope nothing like it will happen to them. But in the case of thieves decide to get into your house and steal your valuables, what can you expect from your insurance

Why do people choose to buy insurance? Some of them might say that their family and friends have talked them into it. There are others who will say that they did buy insurance for their car and their home because it is what they should do. Only very little understand what their home insurance purchase was for. Customers usually buy insurance to minimise the risks that may come when an accident happens to their home. They want to make sure that they would have enough money to