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With the storms, tornadoes and earthquakes are slowly sweeping the country, a lot of homeowners find themselves sad to know that the home insurance they think they have does not cover the damages that some these natural disasters could cost. Most of them expected that any damage to their property does not matter what may have caused it. These are those homeowners who may have neglected to read and learn more about the specifics of the insurance policy they had bought before t

How do you know what your home insurance covers and what it does not? The easiest way is to call the insurance representative and ask them yourself. The specifics will only be provided to you by the company representative, including the circumstance when they consider a simple repair or a total replacement. The coverage of roof damages also depends on several factors. Most home insurance companies take the age of the roof, the area where you live as well as the weather condit

If you fall victim to burglary or theft, how do you file an insurance claim? This may be one of the questions most homeowners fail to ask their insurance provider. Perhaps it is because nobody expects their home to become a victim of such a crime. With the security system that they have installed, they could only hope nothing like it will happen to them. But in the case of thieves decide to get into your house and steal your valuables, what can you expect from your insurance

You have saved for a long time and even borrowed some money so that you can buy your home. Having a house of your own is an investment that you decided to take on because you know that it is something that you can keep for good. However, home ownership is not just about making the purchase. It comes with responsibilities to ensure that you will be able to protect it from various damages that may be caused by any number of things. This is why you have to buy homeowner’s insura