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Homeowner’s insurance, also known as home insurance, is not a luxury that only a few people should enjoy. In truth, it is a necessity that practically each homeowner should have. It protects the home and everything inside it from theft or natural disasters. Moreover, it protects the homeowners from losing everything they have worked hard for and end up with nothing. Also, home insurance is something that every mortgage company looks for whenever you feel like applying for a l

How do you know what your home insurance covers and what it does not? The easiest way is to call the insurance representative and ask them yourself. The specifics will only be provided to you by the company representative, including the circumstance when they consider a simple repair or a total replacement. The coverage of roof damages also depends on several factors. Most home insurance companies take the age of the roof, the area where you live as well as the weather condit