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You have just passed your driving test, and your parents are making you choose a car. When you have completed both, it is time to deal with the car insurance. If you think you can drive away without buying car insurance, you are breaking the law. When caught, your car will be impounded, you’ll be issued a penalty fine, and you will have to pay a considerable amount to get your vehicle released. What’s worse is that when you get into an accident without car insurance, you will

Everyone who wants to own a vehicle is legally obliged to buy car insurance. There are various considerations to make before you find the right policy that best fits your needs and covers the risks that you may find yourself in. In fact, most insurance experts qualify that car insurance may be classified into three distinct levels and the most comprehensive one is usually the most affordable. It pays to know what you need and what you can afford. What Type Of Car Insurance Do

You probably think all car insurance policies are the same. Nobody could blame you for feeling such considering that most insurance companies promote their policies in the most exciting way they know how. Some of them highlight the benefits that you can avail of if you purchase your insurance coverage from them, while others will speak to you about the savings you can get when you buy from them. However, what most car owners should realize is that every car insurance provider

How much of your car insurance policy do you understand? If you hadn’t read the policy itself but signed up for it anyway, then you are much like everyone else. Most car owners have not read their policy before they signed up for it. Some of them trust their insurance advisor about the details of the policy that they no longer go through it until they get in a car accident and they need to know if the insurance covers it or not. Here are some of the most popular car insurance

Did you know that you can buy a car and home insurance from the same company? Although this may not be new to you, very few people know that insurance companies give discounted rates for those who choose to buy more than one policy from them. More than the convenience in the paperwork that comes with buying from the same insurance provider, it is the actual financial savings that you can be after. If you are looking at buying car insurance from a different insurance company,

At some point, people who own vehicles find themselves in an auto accident. No matter how careful you are in driving or how skilled you are at it, there will come a time when other people’s lack of knowledge in driving could put you in a difficult situation. Whether they are big or small, being in a car accident is no fun at all. Not to mention the discomfort and inconvenience that comes soon after. What should you do first? Who should you call first? Should you leave the sce

You’re a college student struggling to survive financially. However, you are aware that you are required by law to purchase a car insurance coverage. So to make ends meet, you are tempted to get only the minimum need coverage for car insurance. If you are thinking of getting the most affordable policy in the market, perhaps you are unaware of the discounts that may be available for you specifically because you are a college student. Cheaper is not always better, and that appl

Getting involved in a car crash can be a very stressful time. It is like you have a dozen of questions you’d like to ask all at once, but you don’t know whom it asks them from. Should you call the police first or should you move your car to the side of the street so as not to bother the traffic in the area? Or perhaps you should call medical the help first? Should you call the insurance representative for the claim or should you wait until the police release their report? The

Are you a homeowner looking at getting savings with the car insurance policy you intend to buy? Since the crisis that hit the housing industry, a number of real estate companies have revised their strategy to encourage people to invest in the homes they are selling. However, despite efforts, millennials seem to have their eyes on something else. But every car owner needs to buy insurance and they fail to see the benefit of having home insurance in the rate of their car insura

When you renewed your insurance coverage from last year, you expected to pay as much as the amount you paid the last time or at least something around that figure. However, when you got your billing statement, you were taken aback by the huge difference in the premium you were charged with last year and this year. In hindsight, you tried to figure out what was it about the year that passed that brought the insurance company to charge you more. Can insurance rates be computed

Whether you buy a new car or a used car, there are always questions that you need to ask. Because there are a handful of things that need to be considered, it should be especially important to learn more about your car insurance policy even before you make a purchase. Although it may seem as if all insurance programs are one and the same, each one comes with its own particulars and it is best if you understand each one before you make any decisions. Talking to an insurance ad

Whether it is a small twig, a huge branch or the whole tree falling on your car, it can bring about considerable damages. You could only imagine the massive repair bills that will pile up on you just so you can have your car repaired. Most drivers would turn to their car insurance provider hoping to get financial help, but having car insurance does not guarantee coverage for such. In truth, most car owners are not aware of the coverage that their car insurance includes. For m

A number of insurance companies offer a variety of car insurance coverage but not all of them are the same. Although car insurance is required by the law in Canada, you still have to be very careful of the policy you buy. Understanding the facts about the personal auto insurance will help you figure out the policy that fits your needs. It’s very tempting to buy cheap insurance as it would mean paying less. However, the truth about being underinsured can hit you at the moment

A car insurance policy serves as the protection of your vehicle and the people who may be riding it at the time of the accident. It may cover a broad range of scenarios, depending on the coverage that you choose. Sometimes, you may have questions about particular items in the coverage, and it is best to ask them before the need to file for a claim occurs. This is to make sure that you can manage your expectations concerning the policy you bought and the help they will be able

No one knows when they would find themselves in an accident. The worst thing that could happen is risking one’s life because medical help didn’t come. For accidents when the air bag or the seatbelt may have saved them, not having enough money to pay for their hospital bills or the legal fees when the other party presses charges could mean a lot of trouble for many car owners. By then, they think about the car insurance program that they were offered but gladly declined. Perha

Is it possible to buy cheap car insurance coverage without getting less coverage than the regular-priced ones? Every car owner is in search for that car insurance program. Who wouldn’t when it seems everything these days are getting expensive. Since buying lower insurance coverage is not worth it at all, there are other ways you can get car insurance for much less without giving up a comprehensive coverage? You must have heard a couple of family and friends complain about how

Buying car insurance is one of the things that car owners must do primarily because the law requires it. Without car insurance, the owners won’t be able to use their vehicles for personal or business travels. The government of Canada required every vehicle to be insured not only to protect its owners but to also provide protection to those that may be injured or damaged when an accident occurs. When shopping for car insurance, most vehicle owners would be looking at two thing

Most people who get involved in an accident, whether it is their fault or they fall victim to another one, are usually responsible enough to face the consequences of what they have done. However, there are also those who fall victim to hit and run accidents. Irresponsible drivers are all too familiar too. If another has hit your can, you can file a claim for coverage against the other person’s insurance policy. You are lucky if he has one. It will be a big problem if he doesn

Buying your first car has always been one of those moments that make you feel giddy inside like a child on Christmas morning. It’s considered a significant milestone as it has a symbol of you becoming an adult yourself. The independence that comes with driving your car comes with great privilege and responsibility. Buying your first auto insurance policy is as important as buying the car itself. You need to begin asking which type of coverage you need in your life It can be v

What do you know about the auto insurance coverage that you have? Apart from the fact that you need to purchase one for the renewal of the car registration, what else do you know about car insurance programs and their coverage? People have been used to reading the policy only when they find themselves involved in an accident, and they need to make a claim. Since you have to purchase a car insurance policy, it is mandatory that you sit down and take a good look at the specific