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Car Accident: What Do You Do First?

Updated: Dec 6, 2021

No one knows when they would find themselves in an accident. The worst thing that could happen is risking one’s life because medical help didn’t come. For accidents when the air bag or the seatbelt may have saved them, not having enough money to pay for their hospital bills or the legal fees when the other party presses charges could mean a lot of trouble for many car owners. By then, they think about the car insurance program that they were offered but gladly declined.

Perhaps in these scenarios, homeowners wished they made a better choice by investing their money in something that could be useful for them in the future. Sadly, not everyone sees the need for a good car insurance coverage until it is there.

But if you are one of those who bought the right car insurance based on the assessed needs, here is the first thing that you have to do when you get involved in an accident.

•    First, make a personal assessment of your condition. Can you walk? Can you talk? Can you get yourself out of the car to get a better view of what just transpired? All these points to the condition that you are in. Your current state of health just after the accident should help you decide what to do next. If you are fit to get out of the vehicle, then it is best to make calls. But if you are not, it is best to stay where you are until help comes.

•    Second, look at your surroundings? What can you see? Does the car accident show any signs of further danger like the car exploding in front of you or a nearby establishment catching fire? Looking at your surroundings should also help you decide whether or not you have to do an immediate evacuation. Remember that the goal is to save yourself and those riding with you in the car from further danger.

•    Lastly, call for help. Whether it is your insurance provider you call first or medical assistance, it is important that you get immediate help so that experts can evaluate your condition. Whoever you end up calling first, make sure to ask them to call your insurance company. Once the insurance company is notified of the accident you’ve just been in, they would automatically get a company representative to attend to your needs.

Being in a car accident can mean some serious effects on your health as well as the overall condition of your vehicle. It is always best when you have car insurance coverage. Getting help won’t be so difficult.

#AutoInsurance #carinsurance

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